Our Combination Dwelling Program offers a policy that is typically designed for landlords of tenant-occupied dwellings (with up to 4 units) and provides coverage for a dwelling that you own and rent to others. This kind of policy can also insure seasonal homes which are unoccupied for parts of the year.
Risks not otherwise eligible for a Homeowners policy can be covered under a Combination Dwelling policy with the same coverages available under the Homeowners, though with a CD policy, the building and contents coverages are rated separately.
This type of policy offers you flexible levels of coverage, allowing you to customize:
- The specific causes of loss (perils)
- The dollar amounts of liability for supplemental coverages and certain personal property
- Other provisions unique to your specific coverage
Personal Liability and Premises Liability are also available as a supplemental coverage on this policy.
We are available to answer any questions or concerns you may have and will help you determine the best type of coverage for your unique situation. Call us today at 410-658-6396 to discuss how we can customize the perfect landlord policy for your Maryland rental property.